Planning Services
Our team at Erpelding Wealth Management (EWM) can help you with the following:
Retirement & Income Distribution Planning
- Optimizing your distribution strategy
- Developing a Down Market Strategy
- Maximizing your Social Security benefits
- Creating a retirement paycheck
- Creating a base of income aligned with fixed expenses
- Planning for health and medical care costs
- Planning for long-term care costs
- Coordination with your CPA
Advisory Portfolio Management
- Personalized investment selection
- Asset and tax allocation strategy*
- Proactive intra-year tax management through tax-gain/loss harvesting
- Annual rebalancing
- EWM Investment committee portfolio due diligence reviews
Estate Planning
- Trust planning
- Proper account titling and beneficiary planning
- Charitable giving strategies
- Life insurance optimization
- Personal lifetime and testamentary asset gifting strategies
- Generational planning with beneficiaries
- Coordination with your Estate Attorney
Business Planning
- Maximizing tax savings to owners*
- Optimizing retirement plan offerings
- Designing non-qualified benefit plans
- Insurance and risk management planning
- Key employee strategies to reward and retain
- Buy-sell planning
- Exit planning strategies